Cheapest Cars to Insure
The price of fuel is increasing and the cost of new and used cars keeps creeping up, so it’s difficult to save money when buying a car. Insurance is one of the few ways you can make savings though.
Shop savvy, choose a car that’s cheap to insure and shop around for that insurance and you could save a significant amount each year.
We can’t help with the insurance or the shopping around, but we can help with the car.
We have put together this quick guide to the cheapest cars to insure.
Each is a decent car in its own right, is cheap to run, engaging to drive and delivers the practicality and comfort you look for.
Whether you just passed your test or want to minimise the amount you spend on car insurance, these cars can help!
Citroën C1 - Insurance group 1E
The Citroën C1 is a favourite of new drivers and people living in built-up areas. It’s small, nippy around town, easy to park and cheap to insure.
It’s also a great first car. The small engine means low insurance, group 1E that should be cheap to insure whatever your experience.
The C1 is light inside, has a basic, but comfortable interior and can come with DAB radio, MP3 compatibility, air conditioning, alloy wheels, touchscreen and a reversing camera depending on the trim you buy.
Renault Clio - Insurance group 3E
The Renault Clio has been a firm favourite for over 20 years, and for good reason. It’s stylish, easy to drive, stable at speed and can be configured to be anything you want it to be.
It’s another great city car but is capable on the motorway too. There is enough room for 4 to sit in comfort, decent boot space and great visibility. All useful features in a small car.
The Renault Clio has a comfortable cabin and can come with alloy wheels, touchscreen, rear parking sensors, keyless entry, reversing camera and lots of other goodies too depending on the trim.
Dacia Sandero - Insurance group 3E
All Dacia cars are relatively cheap to insure but the Sandero particularly so. Not only is it incredibly good value, it has impressively low running costs too.
The new updated Sandero looks amazing. It’s roomy yet easy to manoeuvre, easy to park and easy to own. It’s also one of the cheapest new cars you can buy that doesn’t feel cheap.
The Dacia Sandero can come with air conditioning, remote central locking, touchscreen, Apple CarPlay and Android Auto, cruise control and other goodies depending on the trim.
MG3 - Insurance group 4E
The MG3 is one of a number of models MG now manufactures and it’s a bargain. It’s a city car that’s cheap to buy, to run and to own but looks and feels anything but cheap.
The design is modern with soft lines and lots of glass that provides good visibility all round. The car is also great around town and easy to park, while allowing you to have a little fun when you leave town.
The MG3 can include alloy wheels, air conditioning, touchscreen, Apple CarPlay, cruise control, reversing camera and more depending on the trim.
Volkswagen Polo - Insurance group 1E
The Volkswagen Polo is another classic like the Clio. It has been around since the 1980s and has grown alongside its bigger sibling the Golf.
The Polo is a small car but doesn’t feel like it inside. It’s comfortable, includes lots of premium materials and good build quality. It also handles well and is easy to park too.
The Volkswagen Polo can include alloy wheels, a touchscreen, air conditioning, reversing sensors and more depending on the trim.
Ford Fiesta - Insurance group 2E
The Ford Fiesta should need no introduction. It’s the classic small car and has been on our roads forever. It’s a best-seller and comes a close third behind the Citroën C1 and Renault Clio for popularity.
The Fiesta has grown in size over the years but is still a small, cheap car. It has lots of interior space, it’s easy to drive and comes with some smooth engines.
The Ford Fiesta can include infotainment, air conditioning, smartphone apps, adjustable front seats and reversing sensors.
If you’re in the market for a new car and want to keep insurance costs down, we can recommend any of these. Each is at the lower end of the insurance scale and can be fully covered for much less than their contemporaries!
